Prizes Visas come in two principle assortments: money back cards and travel cards. Money back cards repay you a level of the measure of every exchange. Travel rewards charge cards give you focuses or miles for every dollar you spend; you reclaim those awards with the expectation of complimentary flights, inn stays and the sky is the limit from there. No single prizes card is appropriate for everybody. It’s about how you go through cash and what sort of remunerations you esteem.

A portion of our choices for the best rewards Mastercards can be applied for through NerdWallet, and some can’t. Beneath, you’ll discover application joins for the Mastercards from our accomplices that are accessible through NerdWallet, trailed by the full rundown of our picks.

Our pick for

Cash back — bonus categories + cash-back match

Discover it® Cash Back

Product Details

• INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
• Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
• Plus, earn unlimited 1% cash back on all other purchases – automatically.
• Redeem cash back in any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.
• #1 Most Trusted Credit Card according to Investor’s Business Daily.
• No annual fee.
• Discover is accepted nationwide by 99% of the places that take credit cards.

Our pick for

Cash back — high flat rate

Citi® Double Cash Card – 18 month BT offer

Product Details

• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 13.99% – 23.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.